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The Pros and Cons of Using Spare Funds to Pay Your Mortgage Down Faster

by guestadmin | May 21, 2021 | Home Mortgage Tips

A home mortgage payment can be a large or even the largest expense in a person’s budget, and not having this payment any longer can be a life changing experience. Because of this, you may be dreaming about the day when you no longer have to make this payment....

3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage Faster

by guestadmin | Apr 14, 2021 | Home Mortgage Tips

If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 percent or more of your take-home income....

Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

by guestadmin | Apr 6, 2021 | Home Mortgage Tips

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter...

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

by guestadmin | Mar 30, 2021 | Home Mortgage Tips

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is...

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

by guestadmin | Mar 25, 2021 | Home Mortgage Tips

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues. If you have a lower credit rating, you may be wondering what...

Be Prepared for Your Mortgage Pre-approval Interview by Having Answers to These 4 Questions

by guestadmin | Dec 4, 2020 | Home Mortgage Tips

So – you’ve completed an initial mortgage pre-qualification and now you’re ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready? At this stage of the application process your lender...
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