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Investing in a Vacation Property? Learn What You’ll Need to Have to Get A Mortgage Approved

by guestadmin | Sep 16, 2016 | Home Mortgage Tips

With approximately one million people having purchased vacation homes in the last year, this type of residence is gaining popularity for those who are interested in a home in a beach setting or a vacation hot spot. However, while a second home can seem like a great...

Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

by guestadmin | Sep 15, 2016 | Home Mortgage Tips

If you’re just getting into the real estate market, you may have heard that 20% down is the ideal percentage in order to lower your monthly payments and get your mortgage application approved. However, while 20% is often suggested, many people struggle to come...

Financing That Dream Home with a Mortgage? Here’s What to Expect on Closing Day

by guestadmin | Sep 13, 2016 | Home Mortgage Tips

There are so many details that lead up to the purchase of your dream home that it can be hard to realize it when the closing day is finally upon you. However, when closing day finally arrives, there will still be a few last minute details that need to be taken care...

Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

by guestadmin | Sep 8, 2016 | Home Mortgage Tips

There are few things more exciting than finding your ideal home, but with the rising cost of housing, a person’s dream home can often come with a very high purchase price. If you’re wondering how much home you can truly afford and how your cost of living...

Can You Use a Reverse Mortgage to Buy Your Next Home? Yes, and Here’s How

by guestadmin | Sep 2, 2016 | Home Mortgage Tips

Most people who have been on the market for a home are familiar with what the term ‘mortgage’ means, but many have not heard of a reverse mortgage and aren’t aware of how this product can benefit them. If you’re nearing retirement and are...

Are You Ready to Refinance Your Mortgage? Learn How to Do a Quick Refinancing Self-Assessment

by guestadmin | Sep 1, 2016 | Home Mortgage Tips

Whether you’ve decided to renovate your home or you would like to consolidate your debt, refinancing your mortgage can be an option in times of money trouble; however, it’s important to know whether or not this is the right step for you. If you’ve...
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