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FICO Scores 101: How to Shop for a New Mortgage Without Harming Your Credit Score

by guestadmin | Sep 29, 2015 | Home Mortgage Tips

It’s difficult to begin shopping around for a new mortgage without the facts on how this can affect your FICO score. Anybody who is holding off for fear that their credit score will be ruined by multiple credit checks has nothing to worry about. Mortgage brokers...

Looking Ahead: How to Ensure That You Are Taking Full Advantage of Mortgage Tax Credits

by guestadmin | Sep 24, 2015 | Home Mortgage Tips

One of the major benefits to purchasing a home with a mortgage are the tax credits that can be taken advantage of when April 15 comes around. Many homeowners are unaware of what mortgage related expenses can be deducted and, more importantly, which ones can no longer...

Critical Documents That You’ll Need to Have Ready Before Applying for a Mortgage

by guestadmin | Sep 22, 2015 | Home Mortgage Tips

If not done properly, applying for a mortgage can be stressful and time consuming, but with the right preparation the entire process can be seamless. Here are some crucial pieces of information that almost any lender will require before approving a mortgage. Tax...

First-Time Home Buyer? 3 Budgeting Tips to Help Make Your Mortgage Payments Easier

by guestadmin | Sep 17, 2015 | Home Mortgage Tips

Buying a new home is an exciting time, but excitement can easily turn to stress if there isn’t enough money to pay the monthly mortgage bill. The added expense can take some time to get used to, but there are ways to make the payments easier, especially in those...

The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

by guestadmin | Sep 15, 2015 | Home Mortgage Tips

It’s amazing that in a year with extremely low mortgage rates being reported around the country, closing costs are up by as much as 6% from the previous year. Part of the reason for this is that the stricter regulations on loans have increased the costs to...

What is HARP 2.0 And How Do I Know If I Qualify To Refinance With It

by guestadmin | Sep 11, 2015 | Home Mortgage Tips

If you’re looking for home refinancing options, you may have had difficulty in the past – especially if you owe more than your home’s value on your mortgage. Getting refinancing consumes much of your home equity, which is in short supply for people...
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