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Five Required Mortgage Closing Costs – And A Few Tips On How To Minimize Them

by guestadmin | Aug 13, 2015 | Home Mortgage Tips

Mortgages are expensive, and closing costs only add to the financial burden that homebuyers face. But with a little knowledge, you can pinpoint places to save on your mortgage closing costs and keep more money in your pocket. When you’re negotiating your next...

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

by guestadmin | Aug 11, 2015 | Home Mortgage Tips

If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad...

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

by guestadmin | Aug 5, 2015 | Home Mortgage Tips

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as...

A Guide for Those Intrested In Refinancing a Traditional Mortgage to a FHA Mortgage

by guestadmin | Aug 4, 2015 | Home Mortgage Tips

Refinancing a mortgage can provide a homeowner with many benefits, and some may be interested in refinancing their traditional mortgage into an FHA mortgage to take advantage of low interest rates. Depending on the specific circumstances, this step may lower the...

Understanding the Basics of How the Adjustable Rate Mortgage or ‘ARM’ Works

by guestadmin | Jul 29, 2015 | Home Mortgage Tips

As the 2009 recession fades into the sunset, the home buying market is showing signs of improvement in areas all over the United States. With more home buyers now entering the market, this becomes a good time to discuss one popular type of mortgage called the...

The HARP Mortgage Program is Coming to an End Soon – Here’s What You Need to Know

by guestadmin | Jul 28, 2015 | Home Mortgage Tips

The United States government established the HARP program, otherwise known as the Home Affordable Refinance Program, to assist homeowners who are struggling with their mortgage payments. Initially, the program was founded in March 2009, and it has provided many...
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