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How Does Making Lump Sum Payments Affect Your Mortgage? Let’s Take a Look

by guestadmin | Apr 7, 2015 | Home Mortgage Tips

Periodically, many homeowners will receive a rather sizable amount of extra cash. This may be from a bonus from your employer, a refund on your tax return, a financial gift from a relative or something else altogether. While there are many things that you could do...

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

by guestadmin | Apr 2, 2015 | Home Mortgage Tips

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues. If you have a lower credit rating, you may be wondering what...

3 Huge Mortgage Mistakes Made by First-time Home Buyers – and How to Avoid Them

by guestadmin | Mar 31, 2015 | Home Mortgage Tips

As a first-time home buyer, you may actively be seeking out information about your upcoming purchase. Buying a home is a huge financial move to make, and it can impact your financial situation and even your lifestyle for many years to come. While it is important to...

3 Reasons Why Your Mortgage Lender Might Ask for Your Tax Returns – And Why You Should Provide Them

by guestadmin | Mar 26, 2015 | Home Mortgage Tips

After you have completed the initial loan application and have signed the preliminary loan disclosures, your mortgage loan application will generally receive a preliminary prequalification. This prequalification will be based in large part on your ability to provide...

Considering a Reverse Mortgage Loan? Here’s What You Need to Know

by guestadmin | Mar 24, 2015 | Home Mortgage Tips

Many seniors are looking for a great way to improve their financial situation. Retirement or semi-retirement can be difficult due to the need to live on a fixed income. Some may have been unable to save enough in their working years, or their accounts may have been...

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

by guestadmin | Mar 12, 2015 | Home Mortgage Tips

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is...
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