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Missed a Mortgage Payment? How to Ensure It Doesn’t Affect Your Credit Score

by guestadmin | Mar 10, 2015 | Home Mortgage Tips

If you pay attention to your credit rating, you may be well aware that a single late payment reflected on your credit report can result in a decline in your scores. In some cases, the decline can be rather significant, and you will have to work hard to make regular...

Buying for the First Time? The Ultimate Guide to Surviving the Mortgage Process

by guestadmin | Mar 5, 2015 | Home Mortgage Tips

If you have heard nightmarish stories from friends and family members about the home mortgage application process, you are not alone. In fact, some of these stories may have even been a reason why you have held out on moving forward with your plans to purchase your...

Buying a Second Home? Assessing Your Finances to Ensure You Can Afford a Second Mortgage

by guestadmin | Mar 3, 2015 | Home Mortgage Tips

The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your own space in this location. You may considering the tax...

3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage Faster

by guestadmin | Feb 26, 2015 | Home Mortgage Tips

If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 percent or more of your take-home income....

Saving Up for Your First Home? Our Guide to Finding Ways to Save Your Down Payment Faster

by guestadmin | Feb 18, 2015 | Home Mortgage Tips

If your goal is to purchase a home, you may find that it’s challenging to save up enough money for your down payment. While this is something that many first time home buyers struggle with, it is by no means insurmountable. By making a few simple changes you...

Mortgage Refinancing: How to Ensure a ‘Re-Fi’ Makes the Most Sense for Your Financial Situation

by guestadmin | Feb 12, 2015 | Home Mortgage Tips

Refinancing your mortgage can make good financial sense, as long as you are doing it for the right reasons. Before considering a refinance, it’s worth spending some time to assess what your financial goals are. Lowering Your Interest Rate One of the most common...
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